15 Nov 2026
The voice of the independent garage sector

Trade warned over insurance rules

The Government is warning the public and the motor trade alike that all vehicles must be insured or covered by a SORN declaration – regardless of whether the car is on the road, or even in one piece

Sweeping new powers, being ushered in by the coalition will give the DVLA the authority to clamp or remove uninsured vehicles, whether or not they have been used since cover expired.

Transport under-secretary Mike Penning said: “Our message is clear – get insured or face a fine, court action or see your car seized and destroyed.” Ashton West, Chief Executive at the Motor Insurers’ Bureau, said: “The change in law is a stepping up of enforcement activity, so that not only those vehicles driven without insurance will be caught. Now the registered keeper must make sure that their vehicle is insured all the time.”

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